You may have a passion for education, but who’s going to educate you about how to properly prepare for your retirement dreams?

At Educators Financial Services we provide the information and products that help turn your financial dreams to reality. We’ve been teaching financial success to the educational community since 1989. To determine if you are on the right track, here are 3 questions you should ask yourself right now!

Personal Retirement Savings and Income Solution

“Will you have enough income to retire when you want to?”

State Pension Projections & Planning
Educators Financial Services will help with the 3 decisions related to your pension plan:
          • When do I start to draw my pension?
          • Which annuity plan should I choose?
          • Should I accelerate my pension and by how much?

Retirement Investments - 403(b) TSA, 403(b)7, 457, 401(k)
Understanding the different types of annuities* and mutual funds* available is difficult and time consuming. Analyzing risks and returns is a full time job. We can help determine if your retirement investments are exactly right for you now … and in retirement.

IRA Accounts – Traditional IRA, Roth IRA, SEP IRA
There are many different types of IRA’s available, and we can help sort out these accounts, how they will be taxed, and how they can help create additional retirement income.

Tax and Estate Planning
We offer complete tax and estate planning services to make sure your investments are tax efficient for you, and those you care about.

*Investments offered through Advanced Advisor Group, LLC, member SIPC, 440 Emerson Street N, Suite 4, Cambridge, MN 55008 (763) 689-9023.